Joseph Kuma

Kumah Joseph has been in the financial services sector for over 24 years with experience in financial and corporate strategy, financial management, financial analysis reporting, budgeting, banking operations and control. Having work for over two decades, He serves as an institutional memory for the bank. Joseph joined Suma Rural Bank in January 1999 and held many managerial roles before he was appointed as the Head of Operations & Finance Director in March 2008 till date. With 15 years as the head of operation, Joseph leadership and cross-functional strength spearhead transformation within the Bank which improved year on year efficiency, income and business growth which led the bank to win Club 100 Award in 2016.

He further led the bank to transform its operation from paper base worked to computerized accounts and record keeping which has improves operational turnaround and customer satisfaction. His impeccable budgetary style moved the bank’s profit to 300% against it set target in 2022. In 2021, he became the acting Chief Executive Officer (C.E.O).

Prior to his role, joseph began his banking career as a banking officer in January 4, 1999 in the same bank where he rose to manage four different branches (Sampa, Goka, Suma Ahenkro and Japekrom) as the agency head.

Joseph holds a Bachelor of Commerce in Business Administration from the University of Cape Coast. He also holds post – certificate course in accounting, risk management, banking operations and compliance from ARB APEX BANK. He currently completed a certificate course in Tax Risk Compliance in August 2023.

Send and Receive money locally and internationally