Kofi Acheampong - Chief Executive Officer
Kofi Acheampong is the CEO of Suma Rural Bank. He is a Chartered Banker with over 16 years of banking experience. He holds Msc Industrial Finance and Investment from the Kwame Nkrumah University of Science and Technology and Advance Diploma in Management Accounting from Chartered Institute of Management Accounting (CIMA UK).
He is a trainer, well networked and highly successful professional with extensive customer service experience having rose from the ranks of credit officer, relationship manager, and branch manager to his current position. He has the passion to support staff, as well as possessing an excellent commercial approach to solving problems and developing businesses.
Baffour Agyei - Compliance Manager
He holds a Bsc. (Hons) in Accounting and MBA (Accounting) from KNUST. A Certified Accounting Technician from Institute of Chartered Accountant Ghana (ICAGh) and an associate member of the Association of Certified Chartered Economist (ACCE), with a strong academic interest in Corporate Governance.
Mr. Agyei Baffour started his Career as an accounts officer with TBS Ghana before moving into banking. He heads the finance division of Golden Eagle Capital, a finance house where he rose from treasury department to internal audit department. Prior to current position, he was appointed as the Head – Risk, Compliance & AMLRO for Nkoranza Kwabre Rural Bank. Currently, he is responsible for Risk, Compliance, Regulatory and AML/CFT of bank. Baffour is married to Edith and bless with two children, Othniel & Uriel
Emmanuel Opoku - Head, Marketing
Emmanuel Opoku was appointed Head of Marketing for the Bank on 1 st August 2023. Prior to joining the Bank, he worked with Sinapi Aba Savings and Loans Limited, Sunyani Branch as Relationship Manager and Assistant Manager. He started as a Relationship/Credit Officer.
Before his banking and marketing career, he worked with Sunyani Municipal Assembly, Environmental Health Unit, so he has experience in environmental and sanitation management. Emmanuel Opoku is a marketing oriented and a banker with over 10years experience in the financial service industry. His experience spans Business Management, Strategic Marketing Management, Marketing research, Customer Relationship Management, Marketing Communication, Financial and Credit Management, Teaching and Educational Management.
He is a professional teacher and a part-time Lecturer. He holds Mphil Business Management from Akenten Appiah Minka University of Skills and Entrepreneurial Development (AAMUSTED, Formally of UEW-Kumasi Campus) He also have MBA in Marketing from University of Cape Coast , BSc Marketing from University of Cape Coast and HND Marketing from Sunyani Technical University (formally, Sunyani Polytechnic). He again have Post Graduate Diploma in Education (PGDE) from Catholic University College of Ghana, Sunyani Fiapre.
Eric Drobo - Head of Microfinance
Eric is the Head of Microfinance for Suma Rural Bank Ltd. He played significant role in successful setting up the microfinance department.
Eric holds MBA Banking and Finance from Valley View University and Bachelor of Commerce (B.COM) at University of Cape Coast .He is a product of Sunyani Polytechnic (S-Poly) currently Sunyani Technical University where he obtained his Diploma in Business Studies, accounting option.
Before joining Suma Rural Bank, Eric was the Head of Managed Loans at Sefwiman Rural Bank PLC in the Western North region. He was also a Head of Microfinance at Nkoranza Kwabre Rural Bank Ltd and a Project Manager at BACCSOD Credit Union, Wenchi Dioceses. Eric has twelve (12) years working experience in Banking all in credit administration. He played pivotal role in all loan
recovery activities in all the banks he served.
Eric has attended conferences and courses and received numerous certificates of participation including Agric Value Chain Financing (RDF GH.), Credit Management for Consumer and Business Loan (National Banking Collage), Loan Assessment for Small and Medium Enterprises (ARB APEX BANK PLC), ICAM/Non-Performing Loan Training (Mastercard, CapPlus ,GHAMFIN and BOG) Internal Liquidity Adequacy Assessment Process ((ILAAP) National Banking Collage), MSME Lending Techniques (Mastercard, CapPlus, GHAMFIN and BOG) among others.
He is much focused, zealous and always aspires to obtain the ultimate goals in his career and personal development has been a source of inspiration to his co –staff.
Joseph Kuma - Operations Manager
Kumah Joseph has been in the financial services sector for over 24 years with experience in financial and corporate strategy, financial management, financial analysis reporting, budgeting, banking operations and control. Having work for over two decades, He serves as an institutional memory for the bank. Joseph joined Suma Rural Bank in January 1999 and held many managerial roles before he was appointed as the Head of Operations & Finance Director in March 2008 till date. With 15 years as the head of operation, Joseph leadership and cross-functional strength spearhead transformation within the Bank which improved year on year efficiency, income and business growth which led the bank to win Club 100 Award in 2016.
He further led the bank to transform its operation from paper base worked to computerized accounts and record keeping which has improves operational turnaround and customer satisfaction. His impeccable budgetary style moved the bank’s profit to 300% against it set target in 2022. In 2021, he became the acting Chief Executive Officer (C.E.O).
Prior to his role, joseph began his banking career as a banking officer in January 4, 1999 in the same bank where he rose to manage four different branches (Sampa, Goka, Suma Ahenkro and Japekrom) as the agency head.
Joseph holds a Bachelor of Commerce in Business Administration from the University of Cape Coast. He also holds post – certificate course in accounting, risk management, banking operations and compliance from ARB APEX BANK. He currently completed a certificate course in Tax Risk Compliance in August 2023.
Benjamin Ayisi Osei - Head of ICT
We are proud to introduce our dynamic and innovative IT Manager, Benjamin Ayisi Osei, who serves as the Head of ICT Department. With a passion for technology and a vision for the future, Ben brings a wealth of experience and expertise to our team, propelling us into the digital age with cutting-edge solutions and strategies.
Ben is an accomplished and forward-thinking professional with an extensive background in Information and Communication Technology (ICT). With a 10 years of experience in the industry. Ben has built a reputation for driving technological advancement and digital transformation within organizations.
At the helm of our ICT Department, Ben envisions a future where technology is seamlessly integrated into every aspect of our organization, empowering us to excel in a rapidly evolving digital landscape. With a keen eye on emerging technologies, Ben is committed to ensuring that Suma Rural Bank remains at the forefront of innovation and digital excellence.
Richard Ababio - Dep. Operations Mgr.
Ababio Richard is currently the Deputy Operation Manager with over seventeen (17) years of experience in the Banking Industry. He has vast experience in the banking industry especially Corporate Finance, Fund management, Risk Management and Payroll Administration.
Prior to his role, Ababio began his banking career in 2006 as a clerk and rose to the position as the deputy branch manager in 2009. His dedication and commitment to work led his to the role as the agency head in 2010. In 2012, Ababio serve as a sectional co-
lead in transforming the bank digitalization agenda (T24), where Suma Rural Bank moved from a paper base worked to computerized account and recording keeping.
He was further appointed as the Head of Compliance in 2018, where he led the bank in drafting Anti-Money Laundry policies, Risk & Compliance Assessment framework policy and among other policies. His in-depth understanding of financial accounting with over
ten 10years practice in account management has unpin the quality of his works as a deputy operations manager with focus on financial management. He holds Bachelor of commerce Degree in Business Administration from University of Cape Coast. Ababio have attended many seminars and conference on banking operations, cheque coding trainings, and risk planning from ARB Apex Bank.
Francis Twene - Estate Manager
Francis Yaw Twene has been in the banking sector for over 27 years with experience in Treasury, Risk Management, Internal controls and estate. Having work for over two decades, He serves as an institutional memory for the bank. Francis joined Suma Rural Bank in May 1996 and held many managerial roles before he was appointed as the Head of Estate and Treasury in November 2019.
Prior to his current position and role, Yaw Twene held the following positions, Risk Officer 2018-2019, Head of Internal Audit Unit 2013-2018, Head of Credit 2011-2013, Senior Project Officer 2009-2011, Senior Project Officer 2006-2009, Agency Head, Suma Ahenkro 2002-2006, and Agency Head, Japekrom 2002-2006.
Francis leadership and strength within internal control spear head the bank performance to improve efficiency, income and business growth which led the bank to win Club 100 Award in 2016.
He also serve as a team member that transform the bank’s operation from paper base worked to computerized accounts and record keeping which has improved operational turnaround and customer satisfaction.
Francis Yaw Twene holds a Bachelor Degree in Economics & Business Administration from the Catholic University College of Ghana Fiapre
Mark Asante - Head of Internal Audit Unit
Mark Asante is the Head of Internal Audit for Suma Rural Bank Limited. Mark Asante has worked in the banking industry for over 18 years.
Mark started his banking career with Derma Area Rural Bank Limited in March 1, 2005 and rose through the ranks to become head of Internal Audit in September 2010.
Prior to joining Suma Rural Bank Limited on October 1, 2019, Mark worked with GN Bank Limited as a Branch Manager from December 2015 to August 2019. Before his banking career, Mark worked with St. Theresa’s Hospital in Nkoranza as Project Assistant for Anti-Malarial Drugs Research Project from January 2003 to February 2005. He was in charge of payroll management and other administrative duties. Mark was appointed as the Project Assistant after his dedicated and committed services during his National Service days at the St. Theresa’s Hospital.
He holds MBA in Supply Chain Management from KNUST Business School with a good background in service delivery, entrepreneurship, supply chain, procurement and strategic management. Mark also holds Bachelor of Commerce Degree (Accounting) from the University
of Cape Coast and HND Accounting from Sunyani Technical University (Formerly Sunyani Polytechnic). Mark attended has attended post graduate certificate training programmes in risk based auditing, effective internal control systems, corporate governance, system audit,
managing tax compliance and enterprise risk management.
Dennis Amankonah - Head of Credit
[B.A. SOCIAL SCIENCE, MBA (FINANCE)]
Amankonah Dennis is currently the Head of the Credit Department of Suma Rural Bank Limited (Credit Manager) since April 2015.
In April 2013, Dennis started working for Suma Rural Bank Limited (SRB) as Assistant Credit Manager. He was in-charge of the day-to-day credit administration of the Bank and work closely with the then head of the credit department until finally rose to the position of the head of credit department.
Dennis before working with SRB, worked with Kaaseman Rural Bank on an attachment basis from the year 2009 to 2011.
Dennis is a Credit Manager, with qualification in Master of Business Administration in Finance from the Kwame Nkrumah University of Science and Technology (KNUST) and Bachelor of Arts Degree in Social Science (Economics and Sociology) from University of Cape Coast. He is also a product of Berekum Senior Secondary School where he studied Business.
Dennis, is a native of Kutre No. 1 in the Berekum Municipality, was born in Kutre to Ms. Comfort Pokua and Mr. Anthony Amankonah about thirty two (32) years ago. He is a Christian and fellowship with Trinity Presby Church Berekum. He is single as at the time of preparing this profile.
