Microfinance Group Loan (including Agric Loans)
Designed for farmer groups, traders, and community associations who want to access credit using group guarantee methodology.
Benefits
- Group guarantee (no heavy collateral)
- Quick approval and disbursement
- Flexible repayments (weekly or monthly)
- Improves community financial discipline
- Builds credit access for members
Requirements
- Group registration and constitution (where applicable)
- Ghana Card for each member
- Attendance and financial literacy training
- Compulsory savings contribution
- Credit bureau consent
- Credit bureau consent
Loans Product & Services
- Micro Finance Loans
- Commercial Loans
- Salary Loans/ Advance
- Funeral Loans
- Susu Loans
- Education Loan (EduFeed / School Fees Loan)
- Asset Finance Loan (Vehicles & Equipment)
- SME Loan
- Overdraft Facility
- Vegetable Growers Loan
- Cocoa Farmers Loan
- Cashew Farmers Loan